Money

Don’t kids have enough to worry about with grades, friends and what is beginning to seem like a never-ending global pandemic? Sure they do, but there’s plenty of reason to add financial literacy to the list of things your kid—and you, by extension—should care about.

For zero-based budgeting to work, its subscribers must be utterly committed to accountability. If you’re not ready to assign a purpose to every dollar you spend, this budget isn’t for you. However, if you’re interested in taking ownership over your financial goals through discipline, this approach can definitely get you there.