7 Smart Credit Card Tips to Keep You Out of Debt

One of the most outstanding inventions is the credit card. Since Diners Club released the first credit card in 1951, our nation has been rapidly evolving into a pay-by-card society. A credit card is a handy tool. Most people agree that using a credit card to pay for day-to-day purchases is a smart idea. With the swipe of a card, you can buy a car, a house, a vacation, an experience. No longer is there a constant need for cash.

Related: 16 Rich Habits

Getting your first credit card is a major financial step. Used properly, credit cards offer a flexible way to cover unexpected expenses and build a good financial reputation. However, used irresponsibly, credit cards can potentially lead to long-term debt and difficult financial situations, so it’s important to understand how to use (and not use) a credit card.

Related: I Tried (and Failed) to Go a Month Without Spending Money

Check out the infographic below for seven tips to help you save money and reduce credit card debt.

7 Smart Credit Card Tips to Keep You Out of Debt


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